Forensic Audits
Our thorough review of your loan history will build your legal case.
Every homeowner’s situation is unique. The specific details about the history of your loan will determine how we build your legal case against the applicable parties. The way these facts are uncovered is by an attorney’s thorough review of a forensic loan audit. The audits reveal the potential or obvious violations committed by the loan originator, bank, mortgage broker, servicer, lender, etc. From the inception of your loan to the present date, a specialized forensic audit (done by hand, line by line) tells us the entire story of the loan and provides us with a “legal road map” to establish your legal claims or various defenses applicable under state and federal law, including:
Predatory Lending Claims, Violations of Real Estate Settlement Procedures Act, Violations of the Truth In Lending Act, HOEPA, Appraisal Fraud and its effect on APR, Securitization of the Note.
You will now be in a position of strength.
Once we review the forensic audit we can establish the potential violations that have affected your rights as a homeowner. We will then help you utilize your legal leverage to negotiate a loan restructuring on your terms, stop and/or eliminate a foreclosure, or seek damages against the lender or other responsible party.
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